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Elder Law

Youngstown Elder Law Attorney

The average costs of long-term healthcare is $90,000 per year. That’s money that can drain away our assets in a hurry in old age. Furthermore, there are several costs associated with long-term healthcare that go uncovered by both Medicare, the government program for the elderly, and standard private insurance plans. Clients need good strategic planning to help manage expenses in years where they may be in physical or mental decline. 

Clients who come to our Youngstown elder law attorney get thoughtful and thorough service delivered at a reasonable price. From our Youngstown office, we serve all of Mahoning County and throughout Columbiana County and Trumbull County. Call today at (330) 953-3066 or reach out here online to set up a free consultation. 

The Medicaid Planning Option for Long-Term Care

Many people don’t think of Medicaid as a program that’s meant for them. It’s most commonly perceived use is as the government program designed for those whose income may be under the poverty line. But due to how steep the financial costs of long-term care are, Medicaid can also be used to pay for these expenses. 

However, applicants must meet certain requirements. Cash assets cannot exceed specified levels and there are limitations on how much real estate a person can own and still qualify for Medicaid. These requirements vary depending on whether one is married or single. The applicant whose assets exceeds these thresholds can be denied Medicaid and subject to paying all long-term care costs out of their own savings. 

That’s where a Youngstown Medicaid planning lawyer comes in. 

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How Medicaid Planning Works

Youngstown Elder Law Attorney

Protect Your Assets from Long-Term Care Costs

The average costs of long-term healthcare is $90,000 per year. That’s money that can drain away our assets in a hurry in old age. Furthermore, there are several costs associated with long-term healthcare that go uncovered by both Medicare, the government program for the elderly, and standard private insurance plans. Clients need good strategic planning to help manage expenses in years where they may be in physical or mental decline. 

Clients who come to our Youngstown elder law attorney get thoughtful and thorough service delivered at a reasonable price. From our Youngstown office, we serve all of Mahoning County and throughout Columbiana County and Trumbull County. Call today at (330) 953-3066 or reach out here online to set up a free consultation. 

Commonly Asked Questions

What does elder law cover?

Elder law encompasses a wide range of legal issues that affect older or disabled individuals, including estate planning, long-term care, Medicaid planning, guardianship, and more.

What is the role of an elder law attorney?

An elder law attorney helps clients navigate complex legal issues related to aging, disability, and long-term care. They provide guidance on asset protection, healthcare planning, and legal documents such as wills and trusts.

What is Medicaid planning?

Medicaid planning involves strategies to protect assets while qualifying for Medicaid benefits to cover long-term care costs. It often includes the use of trusts, gifting, and other legal tools to preserve assets.

Can I benefit from estate planning even if I don't have significant assets?

Yes, estate planning is not just for the wealthy. It allows individuals to specify their healthcare preferences, appoint a trusted person to make medical decisions, and outline how their assets should be distributed after death.

What is the difference between Medicare and Medicaid?

Medicare is a federal health insurance program primarily for individuals aged 65 and older, while Medicaid is a joint federal and state program that provides health coverage to low-income individuals, including long-term care services.

Strategic Medicaid Planning You Can Trust

At DiLoreto Law, our Youngstown elder planning attorney will sit down with clients and prepare a thoughtful plan to protect their assets. We take a close look at all the factors that should impact when assets should start going into a trust and how the trust should work. Our goal is to protect both Medicaid eligibility and quality of life. 

We serve all of Mahoning County and throughout Columbiana County and Trumbull County. Call today at (330) 953-3066 or contact us online to set up a free consultation. 

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